.gf-resources{--navy:#123260;--navy-2:#0d2449;--dark:#0b1624;--rust:#c24c32;--rust-2:#a33e28;--gold:#e6bf4a;--paper:#f5efe3;--paper-2:#ede5d4;--white:#fffaf0;--ink:#171717;--ink-2:#3a3530;--ink-3:#68635b;--rule:#d8cdbb;--rule-2:#c8bba4;--display:"Fraunces",Georgia,serif;--body:"Source Serif 4",Georgia,serif;--sans:"Inter",system-ui,sans-serif;--mono:"JetBrains Mono",ui-monospace,monospace;min-height:100vh;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.62}.gf-resources *{box-sizing:border-box}.gf-resources a:focus-visible,.gf-resources summary:focus-visible{outline:3px solid var(--gold);outline-offset:3px}.gfr-nav{position:sticky;top:0;z-index:30;justify-content:space-between;gap:24px;padding:15px 40px;background:rgba(255,250,240,.97);backdrop-filter:blur(8px);border-bottom:1px solid var(--rule)}.gfr-logo,.gfr-nav{display:flex;align-items:center}.gfr-logo img{width:auto;height:26px}.gfr-nav nav{display:flex;align-items:center;gap:24px;font-family:var(--sans);font-size:13px;font-weight:650}.gfr-nav a{color:var(--ink-2);text-decoration:none}.gfr-nav a:hover{color:var(--rust)}.gfr-kicker{margin:0 0 16px;font-family:var(--mono);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--rust-2);font-weight:800}.gfr-index-hero{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.65fr);gap:64px;align-items:end;max-width:1200px;margin:0 auto;padding:92px 40px 82px}.gfr-index-hero h1{max-width:840px;margin:0 0 24px;font-family:var(--display);font-size:clamp(52px,7vw,90px);font-weight:600;line-height:.96;letter-spacing:-.025em;text-wrap:balance}.gfr-lede{max-width:670px;margin:0;font-size:21px;line-height:1.55;color:var(--ink-2)}.gfr-draft-banner{margin-top:28px;padding:12px 14px;border-left:4px solid var(--rust);background:var(--paper-2);font-family:var(--mono);font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--rust-2)}.gfr-index-principles{display:grid;grid-template-columns:44px 1fr;border-top:3px solid var(--rust)}.gfr-index-principles p,.gfr-index-principles span{margin:0;padding:17px 0;border-bottom:1px solid var(--rule)}.gfr-index-principles span{font-family:var(--mono);font-size:11px;font-weight:800;color:var(--rust-2)}.gfr-index-principles p{font-family:var(--sans);font-size:13.5px;line-height:1.45;color:var(--ink-2)}.gfr-index-principles strong{display:block;margin-bottom:3px;color:var(--navy)}.gfr-index-list{padding:82px 40px 96px;background:var(--navy);color:var(--white)}.gfr-index-head{max-width:1200px;margin:0 auto 34px;padding-top:16px;border-top:2px solid var(--gold)}.gfr-index-head .gfr-kicker{color:var(--gold)}.gfr-index-head h2{max-width:760px;margin:0;font-family:var(--display);font-size:clamp(40px,5vw,64px);font-weight:600;line-height:1.02}.gfr-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;max-width:1200px;margin:0 auto}.gfr-card{display:flex;flex-direction:column;min-height:530px;padding:26px;background:var(--white);color:var(--ink);border-top:5px solid var(--rust);border-radius:6px;box-shadow:0 18px 42px rgba(0,0,0,.2);transition:transform .18s,box-shadow .18s}.gfr-card:nth-child(2){border-top-color:var(--gold)}.gfr-card:nth-child(3){border-top-color:var(--navy-2)}.gfr-card:hover{transform:translateY(-4px);box-shadow:0 24px 54px rgba(0,0,0,.25)}.gfr-card-meta{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-bottom:24px;padding-bottom:13px;border-bottom:1px solid var(--rule);font-size:10px;letter-spacing:.1em;color:var(--ink-3)}.gfr-card-eyebrow,.gfr-card-meta{font-family:var(--mono);font-weight:800;text-transform:uppercase}.gfr-card-eyebrow{margin:0 0 10px;font-size:10.5px;letter-spacing:.14em;color:var(--rust-2)}.gfr-card h3{margin:0 0 14px;font-family:var(--display);font-size:32px;font-weight:600;line-height:1.06;color:var(--navy)}.gfr-card>p:not(.gfr-card-eyebrow){margin:0 0 18px;color:var(--ink-2);font-size:16px;line-height:1.55}.gfr-card-proof{margin:0 0 22px;padding:12px;border:1px solid var(--rule);background:var(--paper);font-family:var(--sans);font-size:12.5px;font-weight:650;line-height:1.45;color:var(--ink-2)}.gfr-card>a{display:flex;align-items:center;justify-content:space-between;min-height:48px;margin-top:auto;padding:12px 14px;background:var(--rust);color:var(--white);border-radius:3px;font-family:var(--sans);font-size:13.5px;font-weight:800;text-decoration:none}.gfr-card>a:hover{background:var(--rust-2)}.gfr-index-cta{padding:86px 40px 94px;background:var(--rust);text-align:center}.gfr-index-cta,.gfr-index-cta .gfr-kicker{color:var(--white)}.gfr-index-cta h2{max-width:820px;margin:0 auto 18px;font-family:var(--display);font-size:clamp(40px,5vw,64px);font-weight:600;line-height:1.02}.gfr-index-cta>p:not(.gfr-kicker){max-width:640px;margin:0 auto 26px;color:var(--white);font-size:19px}.gfr-index-cta>a{display:inline-flex;padding:14px 20px;background:var(--gold);color:var(--ink);border-radius:3px;font-family:var(--sans);font-size:14px;font-weight:850;text-decoration:none}.gfr-index-cta>a:hover{background:var(--white)}.gfr-article-hero{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(300px,.55fr);gap:64px;align-items:end;padding:88px max(40px,calc((100vw - 1200px)/2)) 80px;background:var(--navy);color:var(--white);border-bottom:4px solid var(--gold)}.gfr-article-hero .gfr-kicker{color:var(--gold)}.gfr-article-hero h1{max-width:900px;margin:0 0 28px;font-family:var(--display);font-size:clamp(48px,6vw,78px);font-weight:600;line-height:.98;letter-spacing:-.02em;text-wrap:balance}.gfr-article-answer{max-width:780px;margin:0;color:#f2e7d2;font-size:21px;line-height:1.55}.gfr-article-meta{border-top:3px solid var(--rust)}.gfr-article-meta>div:not(.gfr-draft-label){display:grid;grid-template-columns:96px 1fr;gap:14px;padding:14px 0;border-bottom:1px solid rgba(245,239,227,.22)}.gfr-article-meta span{font-family:var(--mono);font-size:9.5px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:var(--gold)}.gfr-article-meta strong{font-family:var(--sans);font-size:12.5px;line-height:1.45;color:var(--white)}.gfr-draft-label{margin-top:18px;padding:10px 12px;background:var(--rust);font-family:var(--mono);font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--white)}.gfr-article-body{max-width:860px;margin:0 auto;padding:74px 40px 80px}.gfr-article-section{scroll-margin-top:90px;padding:0 0 64px;margin:0 0 64px;border-bottom:1px solid var(--rule)}.gfr-article-section:last-child{margin-bottom:0}.gfr-section-number{margin-bottom:12px;font-family:var(--mono);font-size:10.5px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--rust-2)}.gfr-article-section>h2{margin:0 0 26px;font-family:var(--display);font-size:clamp(36px,4vw,52px);font-weight:600;line-height:1.04;color:var(--navy);text-wrap:balance}.gfr-copy{margin:0 0 24px;color:var(--ink-2);font-size:19px;line-height:1.7}.gfr-list{display:grid;gap:11px;margin:4px 0 28px;padding:0;list-style:none}.gfr-list li{position:relative;padding:13px 14px 13px 42px;background:var(--paper-2);border-left:3px solid var(--navy);font-family:var(--sans);font-size:15px;line-height:1.5;color:var(--ink-2)}.gfr-list li:before{content:"+";position:absolute;left:16px;top:12px;font-family:var(--mono);font-weight:900;color:var(--rust)}.gfr-callout{margin:30px 0;padding:26px;border-radius:3px;border-top:4px solid var(--gold)}.gfr-callout>span{display:block;margin-bottom:10px;font-family:var(--mono);font-size:10px;font-weight:850;letter-spacing:.15em;text-transform:uppercase}.gfr-callout h3{margin:0 0 8px;font-family:var(--display);font-size:29px;font-weight:600;line-height:1.08}.gfr-callout p{margin:0;font-size:16px;line-height:1.6}.gfr-callout--navy{background:var(--navy);color:var(--white)}.gfr-callout--navy>span{color:var(--gold)}.gfr-callout--navy p{color:#eadfca}.gfr-callout--rust{background:var(--rust);color:var(--white)}.gfr-callout--rust p,.gfr-callout--rust>span{color:var(--white)}.gfr-callout--paper{background:var(--paper-2);color:var(--ink);border-color:var(--rust)}.gfr-callout--paper>span{color:var(--rust-2)}.gfr-steps{display:grid;gap:0;margin:8px 0 30px;padding:0;list-style:none;border-top:2px solid var(--navy)}.gfr-steps li{display:grid;grid-template-columns:52px 1fr;gap:16px;padding:20px 0;border-bottom:1px solid var(--rule)}.gfr-steps li>span{font-family:var(--mono);font-size:11px;font-weight:850;color:var(--rust-2)}.gfr-steps h3{margin:0 0 5px;font-family:var(--display);font-size:23px;font-weight:600;color:var(--navy)}.gfr-steps p{margin:0;color:var(--ink-2);font-family:var(--sans);font-size:14.5px;line-height:1.55}.gfr-table-wrap{width:100%;margin:28px 0;overflow-x:auto;border:1px solid var(--rule)}.gfr-table-wrap table{width:100%;min-width:680px;border-collapse:collapse;background:var(--white)}.gfr-table-wrap caption{padding:12px 16px;text-align:left;background:var(--navy);color:var(--gold);font-family:var(--mono);font-size:10px;font-weight:850;letter-spacing:.12em;text-transform:uppercase}.gfr-table-wrap td,.gfr-table-wrap th{padding:15px 16px;text-align:left;vertical-align:top;border-bottom:1px solid var(--rule);font-family:var(--sans);font-size:13.5px;line-height:1.5}.gfr-table-wrap thead th{background:var(--paper-2);color:var(--navy);font-size:11px;text-transform:uppercase;letter-spacing:.08em}.gfr-table-wrap tbody th{width:28%;color:var(--navy);font-weight:800}.gfr-table-wrap td{color:var(--ink-2)}.gfr-sources{display:grid;grid-template-columns:minmax(260px,.55fr) minmax(0,1fr);gap:54px;padding:72px max(40px,calc((100vw - 1100px)/2));background:var(--navy);color:var(--white)}.gfr-sources .gfr-kicker{color:var(--gold)}.gfr-article-cta h2,.gfr-faq h2,.gfr-related h2,.gfr-sources h2{margin:0;font-family:var(--display);font-size:clamp(38px,4vw,56px);font-weight:600;line-height:1.04}.gfr-sources ol{margin:0;padding:0;list-style:none;border-top:2px solid var(--gold)}.gfr-sources li{padding:17px 0;border-bottom:1px solid rgba(245,239,227,.22)}.gfr-sources a{color:var(--white);font-family:var(--sans);font-size:14px;font-weight:800;text-underline-offset:4px}.gfr-sources p{margin:5px 0 0;color:#d9cfbd;font-size:14px;line-height:1.5}.gfr-faq{padding:76px max(40px,calc((100vw - 960px)/2));background:var(--paper-2)}.gfr-faq h2{margin-bottom:28px;color:var(--navy)}.gfr-faq>div{border-top:2px solid var(--navy)}.gfr-faq details{padding:0;border-bottom:1px solid var(--rule)}.gfr-faq summary{padding:20px 34px 20px 0;cursor:pointer;font-family:var(--display);font-size:22px;font-weight:600;color:var(--navy)}.gfr-faq details p{max-width:760px;margin:0 0 20px;color:var(--ink-2);font-size:16px;line-height:1.65}.gfr-article-cta{padding:76px 40px 84px;background:var(--rust);text-align:center}.gfr-article-cta,.gfr-article-cta .gfr-kicker{color:var(--white)}.gfr-article-cta h2{max-width:820px;margin:0 auto 16px}.gfr-article-cta>p:not(.gfr-kicker){max-width:650px;margin:0 auto 26px;color:var(--white);font-size:18px}.gfr-article-cta>a{display:inline-flex;padding:14px 20px;background:var(--gold);color:var(--ink);border-radius:3px;font-family:var(--sans);font-size:14px;font-weight:850;text-decoration:none}.gfr-article-cta>a:hover,.gfr-related{background:var(--white)}.gfr-related{padding:72px max(40px,calc((100vw - 1100px)/2)) 90px}.gfr-related h2{margin-bottom:28px;color:var(--navy)}.gfr-related>div{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.gfr-related a{display:flex;flex-direction:column;min-height:160px;padding:22px;background:var(--paper-2);border-top:4px solid var(--navy);color:var(--navy);text-decoration:none;transition:transform .18s}.gfr-related a:hover{transform:translateY(-3px)}.gfr-related span{margin-bottom:16px;font-family:var(--mono);font-size:10px;font-weight:850;letter-spacing:.12em;text-transform:uppercase;color:var(--rust-2)}.gfr-related strong{font-family:var(--display);font-size:24px;line-height:1.12}@media(max-width:980px){.gfr-article-hero,.gfr-index-hero,.gfr-sources{grid-template-columns:1fr}.gfr-card-grid{grid-template-columns:1fr 1fr}.gfr-article-hero{padding-left:32px;padding-right:32px}}@media(max-width:640px){.gfr-nav{padding:12px 20px}.gfr-nav nav{gap:12px;font-size:12px}.gfr-nav nav a:nth-child(2){display:none}.gfr-index-hero{padding:52px 20px 58px;gap:38px}.gfr-index-hero h1{font-size:49px}.gfr-lede{font-size:18px}.gfr-index-list{padding:58px 20px 70px}.gfr-index-head h2{font-size:39px}.gfr-card-grid{grid-template-columns:1fr}.gfr-card{min-height:auto;padding:22px}.gfr-index-cta{padding:60px 20px 68px}.gfr-article-hero{padding:54px 20px 58px;gap:38px}.gfr-article-hero h1{font-size:46px}.gfr-article-answer{font-size:18px}.gfr-article-meta>div:not(.gfr-draft-label){grid-template-columns:84px 1fr}.gfr-article-body{padding:56px 20px 64px}.gfr-article-section{padding-bottom:46px;margin-bottom:46px}.gfr-article-section>h2{font-size:36px}.gfr-copy{font-size:17.5px}.gfr-callout{padding:22px}.gfr-callout h3{font-size:25px}.gfr-steps li{grid-template-columns:42px 1fr}.gfr-faq,.gfr-related,.gfr-sources{padding:58px 20px 68px;gap:32px}.gfr-related>div{grid-template-columns:1fr}.gfr-article-cta{padding:60px 20px 68px}}